Divorce brings about many fundamental changes in people’s lives, from where to live to different budget priorities. New health insurance coverage almost always comes with the territory, especially if you and your soon-to-be ex spouse have shared insurance plans.
Many clients fear losing their health insurance once the divorce is final, or even before. It’s a question we hear often. Sometimes clients are unsure how to find a new health care plan or are afraid they will have no affordable choices. The good news is, there are several plan types for newly single people, and those costs should be an important consideration in divorce proceedings.
In her article Health Insurance After Divorce: Your Options on the HealthCareInsider website, expert Colleen McGuire explains the four main ways people can maintain health insurance after dissolution of marriage. They are:
- employer-provided health insurance
- the Affordable Care Act (ACA)
- short-term health insurance
McGuire explains how each type of plan works, what is needed to qualify, and how to decide if it’s the best option for you. The article also touches on the transition period when people are separated but not yet divorced, when questions often arise as to whether medical expenses will be covered.
Healthcare is always important, and even more so when someone is experiencing the stresses of divorce. Be sure to discuss health insurance expenses with your attorney before settlement agreement negotiations, to ensure you will not go without the coverage you need.
All of us here at Raza & Jones, LLC understand this is a challenging time for our clients. As a family law firm, under St. Louis County’s Order pertaining to COVID-19 we are considered an essential business, and we remain open and available to all our clients. Our entire firm is working remotely, using our videoconference account to meet with clients or speaking by telephone. We are committed to delivering the same high standard of compassionate, effective representation we are known for, in the face of rapidly changing circumstances.
With a combined 30 years in family law, the attorneys at Raza & Jones, LLC, will provide the legal guidance you need. For questions, or to schedule a confidential consultation, call 314-449-8830.